Choose your fit
Types of home loans
Whether you're buying your first home, constructing on your own plot, or renovating your existing space, our home loans offer high financing, long tenures and competitive rates to make ownership affordable.
From 8.5% p.a. — home loans carry the lowest rates of any retail loan because the property itself secures it.
Stretch the EMI as long as 30 years to keep payments comfortable relative to your income.
Borrow up to ₹10 Crores and finance up to 90% of the property's value — less cash needed upfront.
Claim deductions on both principal (Section 80C) and interest (Section 24) every financial year.
You should be 21 when the loan starts and no older than 65–70 when it's fully repaid — most banks size the tenure around this.
Your EMI (including this loan) is generally capped around 50–60% of monthly income — co-applicants can boost what you qualify for.
Clear title, approved building plan, and a valuation that supports the loan-to-value ratio you're borrowing at.
A credit score above 700 and stable income — 2+ years for salaried, 3+ years of filed returns for self-employed.
Fixed and floating options, with special women's rates.
Transparent and reasonable processing charges.
Additional charges that may apply to your loan.
A home loan isn't just financing — it's also one of the most tax-efficient borrowings available under Indian tax law, with deductions on both your principal repayment and interest paid.
Estimate your monthly EMI based on loan amount, interest rate, and tenure.
Apply now and let our team match you with the best home loan offer across 20+ banking partners.
We're empanelled with 20+ banking and non-banking partners — so you always get the best deal.
